Saffron Asset Finance is FCA regulated. Providing Asset-backed Lending To Businesses
Saffron Asset Finance specialises in secured lending to businesses with products ranging from Asset Finance, Invoice Finance, to Bridging Lending. Although SAF is an FCA regulated lender, most of our lending activity is conducted on an unregulated basis. Bringing together a highly experienced team with a proven industry track record, Saffron Asset Finance is an agile and responsive operation working exclusively in the SME marketplace.
Asset Finance is a popular and highly dependable lending product to growing businesses. Our Asset Finance product encompasses a wide range of loans all related to physical assets – machinery, equipment, vehicles, and any other physical equipment a business needs to function. We can offer SMEs tailored lending in the formats below: –
Each of these Asset Finance products is available from Saffron Asset Finance as SME lending options. Most of the loans can be personalised finance solutions to SMEs seeking funding and allows us to offer our SME clients the funding options that best suit their unique needs.
Invoice Finance is an attractive funding method for businesses that need cash flow based on existing invoices or orders. Invoice Finance with Saffron Invoice Finance offers SMEs a critical boost in cash-flow that helps pay employees, suppliers and other expenses while the client waits for its customers to pay their bills.
Businesses choose Invoice Finance for a variety of reasons, but there’s one thing they all have in common – they need working capital and they need it quickly. No matter what situation or stage your business is in, accounts-receivable Invoice Financing is a dependable cash-flow solution for almost any SME business.
Having large amounts of cash tied up with debtors can substantially halt SME business growth. An Invoice Finance solution will help unlock up to 90% of the cash tied up in unpaid invoices.
The Saffron team is one of the most experienced group of Invoice Finance lending professionals in the market and will rapidly respond to your business cash needs. We can finance your business to improve cash-flow without waiting the full 30 days (or longer) of your invoice payment terms. We focus on delivering quick cash and exceptional customer service, while our clients focus on what you’re good at – running your business.
So email or call us immediately to receive a significant portion of the cash you are owed without waiting for your customers to pay, and get back to doing what you do best.
BRIDGING FINANCE (will link to SBF when live) The most recognisable purpose of a bridging loan is additional finance to buy a new property, whilst the sale of another property is still being completed. However, bridging finance is increasingly being used for alternative purposes, including: –
Our bridge lending process allows for loans to fund quickly since our decision-making process is based primarily on the value of the property as collateral and loan security as well as the prospective exit strategy. There is less emphasis being placed on the borrower’s income, employment, assets, credit scores although these aspects will be assessed and evaluated alongside the property security.
The Saffron team is one of the most experienced group of lending professionals in the market and will rapidly respond to your business cash needs.
CEO, Saffron Asset Finance
David has a proven 25 plus years of business experience, from newspaper journalism, successful IPO of internet start-up to managing the Government betting and gaming group The Tote. Laterally CEO and Chairman of diverse range of public and private businesses for Tavistock Group. As Joint Managing Director of the Tote, privatised Government owned business in 2011. David initiated and manage portfolio of investments for Tavistock Group delivering significant £mm returns and also Chaired AMRAC horse racing rights business to generate substantial shareholder returns. He has recently overseen the Tavistock Group investment into Ultimate Finance Group, a fast growing SME lender.
MD Invoice Finance, Saffron Asset Finance
Jeremy, a highly respected SME lending veteran executive, has worked in the industry for more than 35 years, from the office intern to Chief Executive Officer. He leads the Invoice Finance Division of Saffron Asset Finance.
Jeremy is a founder of three highly successful ABL companies, Bibby Factors Bristol Ltd in 1996, Ultimate Finance Group Plc in 2002 and Castle Business Finance Ltd in 2016 which was established as a specialist invoice finance lender.
He is adept at running all aspects of an ABL group and has the skillsets to steer a business through the challenges of operating in the competitive space. He has strong natural entrepreneurial skills and extensive experience to build all aspects of a business through strong relationships both within and outside.
Jeremy jointly conducted successful acquisitions (Ashley Commercial Finance in 2010) and has successfully sold an AiM listed business whilst at the helm, first by another AiM listed cash shell, and then by the Tavistock Group.
Head of Commercial Legal, Saffron Asset Finance
Bob is a lawyer who has a deep knowledge of asset finance. He was previously a partner in what is now Squire Patton Boggs (one of the 30 largest law firms in the world) in the finance law unit. His particular area of expertise is in invoice finance, having acted for all of the main UK High Street banks IF units and many of the independents (including Bibby, Ultimate, Cattle, AdvantEdge, SME Invoice Finance, IGF, Aldermore etc). He has drafted legal documentation for factors and invoice discounters including the entire suite of documents necessary for a start-up IF business.
Bob is also interested in the wider aspects of asset finance and enjoys working with financiers on developing new asset finance offerings. He has a particular interest in litigation funding and litigation finance and was a founding shareholder of what is now Augusta Ventures, which is now the largest litigation and arbitration funder in UK.
Head of Sales, Saffron Asset Finance
Amanda has over 13 years of experience in the financial services industry. She has provided financial advice and support through debt management from the age of 18. Before Amanda’s Directorship, she was the Operations Manager at Saffron Financial Limited. Amanda was previously a manager of Unyte Invest, a broker for corporate and consumer finance, and also held an Accounts Manager role at Angel Advance, supporting vulnerable customers to manage their finances through debt management.
Amanda is head of sales for Saffron Invoice Finance. Having worked in this field for over 13 years, she has a wealth of experience in all aspects of finance, working with both clients and lenders
Chief Information Officer, Saffron Asset Finance
Alexandre Gaillard is chief executive officer (CEO) and founder of swiss fintech CRM InvestGlass SA. He co-founded the Swiss Fintech National Association, gathering around 3000 members. He previously worked as head of equity sales at Union Bancaire Privée, as a senior private banker at Bank of China and as a portfolio manager at Levitt Capital Management. Gaillard is the General Secretary of the Swiss Chinese Chamber of Commerce and speaks fluently French, English and Chinese mandarin. Graduated from Dauphine University and HEC Sorbonne IAE Paris.